Yacht & Boat

International Marine Underwriters yacht and boat insurance

Accidents happen to even the most careful yacht owners, and that is why proper insurance coverage is essential. International Marine Underwriters® (IMU) Yacht Policy provides protection specifically designed for the unique needs of today's yacht owner. Written in plain language so that your client can fully understand the coverage we provide, our policy is flexible so we can customize to your client's particular needs.

IMU has been delivering effective insurance solutions, efficient service, and marine expertise for more than 100 years. Our goal is to make the process of insuring your client's boat as easy as possible- so they can spend their free time on the water, not worrying about paperwork.


  • All-risk protection for yachts of all sizes and values, as well as dinghies, outboard motors and boat trailers
  • Personal effects coverage
  • Commercial towing and assistance in case of emergency
  • Liability for loss of life, bodily injury and property damage to third parties
  • Wreck removal expense
  • Liability for your use of non-owned yachts, under specific circumstances
  • Automatic coverage for newly acquired yachts, under specific circumstances
  • Uninsured and underinsured boaters insurance
  • Medical payments
  • Pollution liability
  • Defense costs and civil suit bonds
  • Longshore and Harbor Workers Compensation insurance
  • With regard to some exclusions, resultant damage may now be covered

Additional Coverage

In addition IMU will...

  • Share equally in the cost of moving boats to safe harbor or storage if the National Weather Service issues a hurricane watch or warning, up to a certain limit
  • Arrange an extension of territorial limits to suit navigational needs
  • Base valuation of damaged property on “new for old,” except for specially listed items that are subject to depreciation
  • Include an arbitration clause to facilitate prompt resolution of coverage disputes
  • Provide the option of reducing premium by increasing the hull deductible

Online Quoting

Yacht and Private Pleasure Craft online quoting is available to current producer partners. Please log in to the Producer Portal to access this tool.

National Marine Underwriters

Secure insurance for personal watercraft (powerboats & sailboats) through National Marine Underwriters. Visit nmu.com